49022 ZIP Code — Benton Harbor, MI

Berrien County, Michigan

ZIP code 49022 is located in Benton Harbor, Michigan, within Berrien County. It covers approximately 67.27 square miles and serves a population of 29,985 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49022

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $130,700. Owner-occupancy sits near the national average at 58%.

Median household income is $36,647. Poverty affects 34% of residents, above the national average. SNAP benefit usage at 34% of households reflects economic stress in the area. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (47%), diabetes (17%), smoking (27%) compared to national benchmarks.

Overall, ZIP code 49022 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

29,985

population

67.27

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49022 ZIP code map

Cities in ZIP code 49022

Below are the cities the US Postal Service accepts for ZIP code 49022. Using any city not on this list may result in mail delivery delays.

City	Status
Benton Harbor	Preferred

Nearby ZIP codes

49098 Watervliet (5.3 mi) 49038 Coloma (5.8 mi) 49085 Saint Joseph (7.5 mi) 49126 Sodus (7.7 mi) 49111 Eau Claire (8.1 mi) 49057 Hartford (9.5 mi) 49104 Berrien Springs (11.4 mi) 49043 Covert (11.6 mi) 49127 Stevensville (12.3 mi) 49103 Berrien Springs (12.9 mi) 49101 Baroda (14.4 mi) 49064 Lawrence (14.9 mi)

Demographics updated 06/2026

Population
Total population	29,985
Population density	446 / sq mi
State FIPS	26
County FIPS	021

Geography
Land area	67.27 sq mi
Water area	3.20 sq mi
Latitude	42.1268
Longitude	-86.3320
Timezone	Eastern (ET)
Area code	269

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.3%	47.1%	42.6%
$50k – $100k	22.4%	30.0%	31.1%
$100k – $200k	7.4%	18.2%	20.6%
Over $200k	1.9%	4.7%	5.7%

Demographics & statistics

29,985

Population

446

People per sq mi

37.3

Median age

$36,647

Median household income

$25,890

Per capita income

$130,700

Median home value

$778

Median monthly rent

58.1%

Home ownership

33.8%

Poverty rate

15.3%

Unemployment

9,080

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

1,135

Under 5

1,199

1,184

5–9

1,251

873

10–14

923

1,030

15–19

1,089

719

20–24

760

2,044

25–34

2,160

1,701

35–44

1,799

1,744

45–54

1,844

869

55–59

918

996

60–64

1,052

1,443

65–74

1,525

631

75–84

668

208

85+

220

← Male

Female →

Age summary

Group	Count	%
Under 18	7,982	26.6%
18 and over	22,003	73.4%
65 and over	4,695	15.7%
Median age	37.3 years

Race & ethnicity

Black or African American 52.2%

White 38.5%

Two or more races 3.9%

Hispanic or Latino 2.2%

Other race 1.5%

American Indian / Alaska Native 1.1%

Asian 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
Black or African American	15,996	52.2%
White	11,815	38.5%
Two or more races	1,209	3.9%
Hispanic or Latino	669	2.2%
Other race	466	1.5%
American Indian / Alaska Native	325	1.1%
Asian	133	0.4%
Native Hawaiian / Pacific Islander	41	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.3%	47.1%	42.6%
$50k – $100k	22.4%	30.0%	31.1%
$100k – $200k	7.4%	18.2%	20.6%
Over $200k	1.9%	4.7%	5.7%

Under $10k 10.6%

$10k–$15k 11.1%

$15k–$25k 14.4%

$25k–$35k 10.8%

$35k–$50k 14.5%

$50k–$75k 15.0%

$75k–$100k 8.8%

$100k–$150k 8.2%

$150k–$200k 3.3%

$200k+ 3.2%

Range	% of households
Under $10k	10.6%
$10k–$15k	11.1%
$15k–$25k	14.4%
$25k–$35k	10.8%
$35k–$50k	14.5%
$50k–$75k	15.0%
$75k–$100k	8.8%
$100k–$150k	8.2%
$150k–$200k	3.3%
$200k+	3.2%
Median income	$36,647

Housing

Home values

Under $50k 12.3%

$50k–$100k 26.4%

$100k–$150k 18.8%

$150k–$200k 13.7%

$200k–$300k 14.8%

$300k–$500k 9.8%

$500k–$1M 3.2%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$130,700
Median rent / month	$778
Owner occupied	58.1%
Renter occupied	41.9%
Vacant	12.7%
Single-family detached	72.7%
Large apartment buildings	4.4%
Mobile homes	3.6%
Median rooms	5.3
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.3%
2010–2019	4.2%
2000–2009	8.2%
1990–1999	6.6%
1980–1989	3.9%
1970–1979	12.5%
1960–1969	17.0%
1950–1959	21.2%
1940–1949	9.4%
1939 or earlier	16.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	11.0%
2 bedrooms	30.2%
3 bedrooms	41.1%
4 bedrooms	12.4%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	16.2%
1 vehicle	43.0%
2 vehicles	28.1%
3 or more	12.7%

Heating fuel

Fuel type	%
Utility gas	69.4%
Electricity	21.9%
Propane / LP gas	4.6%
Fuel oil	2.7%
Wood	0.6%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	3,693	29.5%
Cohabiting couple	1,059	8.5%
Male householder, no spouse	2,489	19.9%
Female householder, no spouse	5,269	42.1%
Households with children under 18	4,530	36.2%
Households with seniors (65+)	3,499	28.0%
Average household size	2.37

Marital status

Status	Male	Female
Never married	43.0%	41.0%
Married	38.5%	31.9%
Separated	1.4%	4.6%
Widowed	3.2%	7.4%
Divorced	13.8%	15.1%

Education

Less than 9th grade 5.8%

Some HS, no diploma 11.1%

HS graduate 31.7%

Some college, no degree 26.4%

Associate's degree 7.3%

Bachelor's degree 10.6%

Graduate / professional 7.0%

Metric	%
HS diploma or higher	83.1%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	803	11.6%
Kindergarten	555	8.0%
Elementary school	2,831	41.0%
High school	1,794	26.0%
College / grad school	914	13.3%

Employment

Industry of employment

Education & healthcare 24.1%

Manufacturing 19.2%

Retail trade 13.9%

Arts, food & hospitality 10.4%

Transportation & utilities 6.5%

Professional & management 6.2%

Construction 5.4%

Other services 4.0%

Finance & real estate 3.3%

Public administration 3.0%

Wholesale trade 1.5%

Information 1.3%

Agriculture & mining 1.1%

Occupation

Category	%
Management, business & arts	23.7%
Service	23.4%
Sales & office	24.5%
Natural resources & construction	9.2%
Production & transportation	19.1%

Employment type

Type	%
Private sector	85.3%
Government	9.0%
Self-employed	5.5%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	79.2%
Carpool	10.3%
Public transit	0.6%
Walk	1.9%
Work from home	6.9%
Other means	1.0%
Avg commute (minutes)	19.5

Poverty

All people 33.8%

Under 18 years 46.1%

18 and over 29.3%

Married-couple families 11.7%

Female-led households 54.0%

Income support

Source	% of households
Social Security	32.6%
Retirement income	22.6%
Supplemental Security	11.9%
Cash public assistance	7.5%
Food stamps / SNAP	33.5%

Health indicators

Condition	%
Obesity	46.8%
High blood pressure	43.0%
High cholesterol	34.1%
Diabetes	16.9%
Heart disease	8.2%
Stroke	5.3%
Asthma	13.7%
Arthritis	31.6%
Kidney disease	4.3%
Pulmonary disease	10.4%
Cancer	6.2%

Behavior / access	%
Smoking	26.6%
Binge drinking	15.2%
No physical activity	30.2%
Less than 7 hrs sleep	40.4%
Depression	21.3%
Fair or poor health	25.5%
Poor mental health	19.1%
Poor physical health	15.6%
No health insurance	15.5%
Visited doctor (checkup)	78.2%
Visited dentist	52.4%
Cholesterol screening	90.0%
Teeth loss	22.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,274	5.8%

Disability	%
Any disability	14.4%
Under 18	5.9%
18–64 years	13.9%
65 and over	30.7%

Health insurance coverage

Type	%
Private insurance	48.4%
Public insurance	58.2%
No insurance	8.7%
Uninsured under 19	3.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,651	92.2%
Spanish	345	1.2%
Other Indo-European	292	1.1%
Asian & Pacific Islander	15	0.1%
Other languages	38	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	29,243	97.5%
Born in same state	29,073	97.0%
Born in different state	21,910	73.1%
Foreign born	170	0.6%
Naturalized citizen	742	2.5%
Not a US citizen	284	38.3%

Ancestry

Ancestry	Count	%
Italian	1,513	5%
French	1,488	5%
Arab	783	2.6%
English	301	1%
Irish	228	0.8%

Ancestry	Count	%
Polish	152	0.5%
German	94	0.3%
Norwegian	24	0.1%
Dutch	20	0.1%

Technology access

Metric	% of households
Computer access	41.7%
Internet access	89.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49022

What city is ZIP code 49022 in?

ZIP code 49022 is primarily assigned to Benton Harbor, Michigan.

What county is ZIP code 49022 in?

ZIP code 49022 falls within Berrien County, Michigan.

What is the poverty rate in ZIP code 49022?

34% of residents in ZIP code 49022 live below the poverty line, above the national average.

What are the health statistics for ZIP code 49022?

Health data for ZIP code 49022 shows elevated rates of obesity (47%) and diabetes (17%) and smoking (27%) compared to national benchmarks.

What is the typical home value in ZIP code 49022?

The median home value in ZIP code 49022 is $130,700.

What is the median household income in ZIP code 49022?

The median household income in ZIP code 49022 is $36,647, below the national median of ~$75,000.

What timezone is ZIP code 49022 in?

ZIP code 49022 observes the EST timezone.